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Welcome to Papaz Financial Services

For over 30 years, Papaz Financial Services has been providing comprehensive insurance and investment wealth management strategies for individuals and businesses. Our philosophy is, and always has been, to offer our clients unsurpassed solutions-based professional guidance to help them achieve their financial goals. We build client relationships based on trust, knowledgeable advice, ongoing communication and personal service.

With the strength of our industry affiliations, we are equipped with the most advanced technology available and are able to offer a vast array of products and services tailored to meet a client’s individual needs. A leader in the financial services industry, the expertise of G. Michael Papaz is highlighted by his numerous distinguished designations including Certified Financial Planner®. As a representative of Charter Oak Insurance and Financial Services Co., our financial planning services are expansive with a network of specialists available for all aspects of the financial planning process.

It is our commitment to expertise, experience and integrity that has defined Papaz Financial Services. We invite you to explore our website and see how our services can benefit you.

CRN201706-193414

Relationships with Impact 

We are proud to represent Charter Oak Insurance & Financial Services, Co. (Charter Oak). In business since 1886, the firm counts itself among the largest general agencies of Massachusetts Mutual Life Insurance Company (MassMutual).

Charter Oak continues to grow in ways that helps us better serve our clients and community. Its team of over 200 professionals serves nearly 80,000 individuals, families and businesses with insurance, financial services and fee-based financial planning (1). The agency holds more than $5 billion in client policy and account values (2) and more than $17 billion in life insurance coverage inforce (3).

All information as of 3/01/17.

Charter Oak's extensive network of specialists, as well as its alliances with banks, law firms and accounting firms throughout the Northeast are benefits we are happy to extend to our clients. Through our relationship with Charter Oak, we are able to enhance the individualized attention you receive from us with the depth and resources of a larger firm.

(1) An insured, owner, or payer of a MassMutual policy or contract.

(2) Includes values of MassMutual and subsidiary insurance companies' insurance and retirement products and investment products offered through MML Investors Services LLC, a MassMutual subsidiary.

(3) Amount of individual life insurance in force at the end of the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company.

CRN201706-193414

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